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Bank & Rate
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Net Loan Amount
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Total Payment
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Current Bank Rates
Rates as of 2025. Contact banks for the latest rates.
| Bank | Loan Tier | Rate |
|---|---|---|
| NBS | Up to $4M | 3.50% |
| $4M - $9M | 3.75% | |
| $9M - $30M | 5.00% | |
| Demerara Bank | Up to $4M | 3.50% |
| $4M - $9M | 3.70% | |
| $9M - $30M | 5.00% | |
| GBTI | Up to $9M | 3.80% |
| $9M - $20M | 5.50% | |
| $20M - $25M | 6.00% | |
| $25M+ | 6.99% | |
| Republic Bank | Varies | ~6.5 - 8% |
| Citizens Bank | Varies | ~6.5 - 8% |
| Bank of Baroda | Up to $6M | 4.00% |
| $6M - $12M | 5.95% | |
| $12M - $15M | 6.25% |
Tip
NBS and Demerara Bank offer the lowest rates for loans under $9M. For larger loans up to $30M, both cap rates at 5%. GBTI offers competitive rates up to $9M at 3.8%.
Bank-by-Bank Comparison
Amortization Schedule (Yearly Summary)
| Year | Payment | Principal | Interest | Balance |
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Disclaimer
Rates shown are estimates based on publicly available information and may not reflect current bank offerings. Contact the bank directly for their current rates, terms, and eligibility requirements. Monthly payments shown do not include insurance, property taxes, or other fees that may apply. This calculator is for informational purposes only and does not constitute financial advice.